Here’s why credit freezes are hot this summer

first_imgData breaches have been all over the news lately, first with the announcement of the settlementof the 2017 Equifax breach and more recently with reports of a new major data breach at Capital One involving at least 100 million citizens, 140,000 Social Security numbers and 80,000 linked bank account numbers. This enormous data breach targeted consumers and small businesses that applied for credit card products during a span that ranged from 2005 to early 2019. Credit scores, limits, balances and payment history, as well as fragments of transactions data from a total of 23 days during 2016, 2017 and 2018 were also stolen, according to CNBC.com.Thanks to quick investigative action by the FBI, a suspect in the Capital One breach has already been apprehended. While the stolen data in question is not believed to have been sold off to dark web merchants yet, your members will likely have concerns about their credit health and financial safety in the wake of this incident.To help put your members at ease and also protect them from future data breaches, consider educating them on how to set up a credit freeze. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

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Williams relieved after return

first_imgAshley Williams was relieved to finally make his return from injury against West Ham, and the Swansea captain has declared himself ready for Sunday’s south Wales derby. “It was important, but now we can look ahead.” A second consecutive Premier League clean sheet was an ideal confidence boost for the Swansea rearguard, as they survived West Ham’s set-piece onslaught. While Laudrup’s side did not always look comfortable in the face of an aerial bombardment, they managed to survive, and it is an area they will need to be strong in against a Cardiff side including Peter Whittingham’s dead-ball expertise. “I’m very pleased with the clean sheet, but obviously we would have liked to have won the game,” said Williams “It was a tricky game because they were sitting in without the striker so it would have been easy for the defence to have switched off and then been hit on the counter attack. “The pleasing thing was that we didn’t concede from so many set pieces. “We did ride our luck at times but we got a clean sheet in the end one way or another. “I think this year we’re a lot stronger at defending set pieces and that’s pleasing because that’s what we’ve worked on and talked a lot about. “You can’t afford to switch off because there aren’t a lot of teams that aren’t strong from set pieces. “It’s something we’ve spoken about at the start of the season and I think we’ve tightened up a lot.” The Wales centre-half had not played for five weeks due to a niggling ankle ligament problem, missing eight games in total for club and country. Manager Michael Laudrup had initially hoped a fortnight of rest would be enough to cure the problem, but Williams’ lay-off worryingly dragged on, and there were concerns he would miss the first Premier League battle for Welsh bragging rights. Press Association However, the 29-year-old was fit enough to return to the starting line-up for Sunday’s goalless draw with West Ham, turning in a typically assured display at the heart of the Swansea defence. And he is already casting his sights ahead to this weekend’s eagerly-awaited clash at Cardiff City Stadium. “I felt good, it was a tough test for the ankle, but it stood up to it, so I was pleased,” he said. “The last time I had a spell out with an injury I think was in 2007. I like playing and I don’t enjoy watching. “I found it a bit strange and very frustrating, but I didn’t want to rush it. “It’s pleasing to get 90 minutes under my belt. I didn’t want to go straight into the derby because of the intensity of the game. “It was nice because now I feel a bit more confident and now I’ve got a full week’s training ahead. “It’s a massive game for obvious reasons, but we knew we had to concentrate on the West Ham game first. last_img read more

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Jimmy Garoppolo struggles in first game since ACL injury, finishes with 0 passing yards

first_img“Hopefully you don’t have five in the game, but you can play yourself out of two in a row or something like that.”These stories are often overblown this time of year, when we’ve been starved of football for so long and raring to get the regular season underway.San Francisco faces the Buccaneers in Week 1, which will provide a more accurate test of Garoppolo’s progress. The fifth-year quarterback’s first drive ended with a pick after he was pressured by Bradley Chubb and threw up a hopeful pass that found Denver cornerback Isaac Yiadom Jr.Pressure from @astronaut ✅Interception from @isaacshowtime ✅We 👀 you, 2018 #BroncosDraft class! pic.twitter.com/Z2hOFIdmjR— Denver Broncos (@Broncos) August 20, 2019Things didn’t get much better for Garoppolo from there. He narrowly avoided a pick-six on the next drive when he hit a Broncos player between the numbers, but the pass bounced safely away.MORE: Melvin Gordon ‘just waiting on the call’ as holdout continuesWhile Garoppolo eventually got his first completion on the 49ers’ third drive, Matt Breida was stuffed before getting back to the line of scrimmage.The obvious caveat of ‘it’s only preseason’ must be emphasized here, but Garoppolo could do with some good press right now. The 27-year-old made headlines after throwing five straight picks in practice last week.49ers head coach Kyle Shanahan didn’t sound concerned about that practice performance at the time.”You hope to never have a day like that, but I don’t think it’s never not happened to anyone,” Shanahan told reporters.  Jimmy Garoppolo struggled in his first game action since injuring his ACL last season, throwing an interception and failing to move the ball against the Broncos defense.Garoppolo left the game after three drives with a grim statline: 1-of-6 passing for 0 yards, with one interception and a 0.0 passer rating. last_img read more

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