Here’s why credit freezes are hot this summer

first_imgData breaches have been all over the news lately, first with the announcement of the settlementof the 2017 Equifax breach and more recently with reports of a new major data breach at Capital One involving at least 100 million citizens, 140,000 Social Security numbers and 80,000 linked bank account numbers. This enormous data breach targeted consumers and small businesses that applied for credit card products during a span that ranged from 2005 to early 2019. Credit scores, limits, balances and payment history, as well as fragments of transactions data from a total of 23 days during 2016, 2017 and 2018 were also stolen, according to CNBC.com.Thanks to quick investigative action by the FBI, a suspect in the Capital One breach has already been apprehended. While the stolen data in question is not believed to have been sold off to dark web merchants yet, your members will likely have concerns about their credit health and financial safety in the wake of this incident.To help put your members at ease and also protect them from future data breaches, consider educating them on how to set up a credit freeze. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

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Celtic majority shareholder Dermot Desmond predicts creation of a British league

first_img Press Association But Desmond believes individual clubs will soon wield more power. The Irishman told STV: “Our concentration is to win the Scottish Premier League. As far as developing other leagues, I think technology is going to change and evolve how football is sold in the future. “Before it was a monopoly with either terrestrial TV or satellite TV, now everybody has the ability to broadcast their results and performances. “In the future I think there will be different types of negotiations between teams and leagues that will evolve into more competitive leagues in the British Isles. “I’m taking a 10-year view, what we see in the English Premiership today I don’t think will be around in 10 years’ time, I think there will be a British Premiership. “In Italy and in Spain you have the bigger clubs like Barcelona and Real Madrid who negotiate their own football contracts, because they are more advantageous to them. “I think that will happen in the UK with Manchester United, Liverpool and Arsenal and then I think they will institute a change in the structure of the league.” Ronny Deila believes Celtic should have the chance to play in a British league. Changes in broadcasting technology will lead to a British league, according to Celtic majority shareholder Dermot Desmond. The Hoops boss, speaking ahead of the Parkhead club’s Europa League home clash with Fenerbahce on Thursday night, said: “I think that (British league) could be possible. But it is not easy to do things very quickly in Britain. “It takes time but Celtic is a team that should have the opportunity to play in the best league. “Hopefully in the end we can get into the Premiership or a league that is more a British thing.” Talk of Celtic and Rangers moving into the English league has long been mooted but has never come close to happening, but Desmond claims top clubs south of the border will eventually engineer change. The Barclays Premier League has a £5.1billion television deal in place for the next three seasons while the Scottish league’s current deal is worth around £15million a year. last_img read more

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What does Craig Kimbrel’s decline mean for the Cubs and their NL Central chances?

first_imgIt seems increasingly unlikely, though, for Kimbrel to circle all the way back to his former self. After all, that peak form represented one of the best closers in MLB history.So, the Cubs will for the time being continue to hand Kimbrel the ball in the ninth inning despite this shortened season making each game count much more than in a normal year. At this point, their choices are limited, with Jeffress for now being next in line to take over the closer’s role should Kimbrel keep faltering.Just a few games into 2020, it’s too early to make a definitive call on how Chicago will fare late in games. But the trauma of 2019 certainly casts doubt on what this year will bring. Craig Kimbrel’s ninth inning against the Reds on Monday transpired as follows: Walk, wild pitch, ground out, walk, walk, hit by pitch, walk.Kimbrel exited with the bases loaded and one out, the Cubs clinging to an 8-7 lead. Even though right-hander Jeremy Jeffress bailed him out by retiring the next two batters to end the contest, much of the postgame focus centered on his inability to locate pitches. Kimbrel was supposed to be a reliable closer for Chicago this year despite his rocky second half in 2019. Now it seems he might be cooked for good, unable to get anywhere close to his former dominance. After watching the previously excellent relief duo of Carl Edwards Jr. and Pedro Strop implode last season, the Cubs are staring down another potentially brutal year from their bullpen.There could be serious repercussions for Chicago if the club can’t solve the problem soon — the NL Central is set up to be a four-team race in which glaring weaknesses will be punished. The impact of Kimbrel’s potential bottoming out might be magnified by an increased league-wide reliance on relievers during a 60-game season.MORE: Dr. Fauci thinks MLB should continue despite outbreakAt least on paper, the Cubs don’t have many obvious top-end alternatives to Kimbrel. Jeffress endured the worst year of his career in 2019, and it remains unclear what the team will get from him. Rowan Wick is interesting — the fastball/curveball pitcher has a career 3.19 ERA — and unproven arms such as Dillon Maples and Adbert Alzolay are perhaps on the verge of a breakthrough despite their lack of MLB success with extremely limited opportunities.Kimbrel could obviously return to respectability, a shift manager David Ross continues to insist is coming. Ross has said the restart amid the COVID-19 pandemic has thrown off the rhythm of some pitchers.”I’m not trying to make excuses for anybody,” Ross told reporters Tuesday. “But, we’ve got to give a little bit of leash (to Kimbrel). This is a really unique situation that we’re dealing with.”last_img read more

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